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	<title>Karen Tang, CFP®</title>
	<link>http://www.karen-tang.com</link>
	<description></description>
	<lastBuildDate>Wed, 25 Jan 2012 11:01:43 +0000</lastBuildDate>
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		<title>Dr. K.C. Tang</title>
		<description><![CDATA[&#160; &#8220;As a client, I feel that my financial concerns are being looked into thoroughly. And in areas where Karen does not profess to be an expert, she has referred my wife and I to the appropriate persons. The advice &#8230; <a href="http://www.karen-tang.com/dr-k-c-tang/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.karen-tang.com/dr-k-c-tang/</link>
			</item>
	<item>
		<title>Ms. M.Y. Chau</title>
		<description><![CDATA[&#160; &#8220;Despite paying a huge sum for my insurance, Karen pointed out the shortfall in my coverage. She was able to explain to me clearly what the policies were and how well they work together as a whole. I had &#8230; <a href="http://www.karen-tang.com/ms-m-y-chau/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.karen-tang.com/ms-m-y-chau/</link>
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	<item>
		<title>Mr &amp; Mrs K.S. Lim</title>
		<description><![CDATA[&#160; &#8220;Karen provides a refreshingly different approach to financial planning. By providing clear, relevant financial guidance, we have been able to make the most of the available options open to us. This is why we come to trust in the &#8230; <a href="http://www.karen-tang.com/mr-mrs-k-s-lim/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.karen-tang.com/mr-mrs-k-s-lim/</link>
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		<title>Ms. L.Y. Chua</title>
		<description><![CDATA[&#160; &#8220;I&#8217;ve not met anyone that responds as promptly as Karen! She communicated with me throughout the financial crisis in 2008 and her timely and rational advice prevented me from capitalizing my losses. I&#8217;m thankful to her for helping me &#8230; <a href="http://www.karen-tang.com/ms-l-y-chua/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.karen-tang.com/ms-l-y-chua/</link>
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	<item>
		<title>Mr. T.L. Choo</title>
		<description><![CDATA[&#160; “Karen makes the complex simple &#8211; she is able to articulate investment concepts in lay man language. My money has grown under her care, thanks to her diligence in managing the investments. I now feel assured that I am &#8230; <a href="http://www.karen-tang.com/mr-t-l-choo/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.karen-tang.com/mr-t-l-choo/</link>
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	<item>
		<title>Ms S.T Tang</title>
		<description><![CDATA[&#160; “When I was looking for a financial consultant, I wanted one with solid product knowledge, market insights, and someone who understood my needs. I found all these in Karen. I appreciate her well rounded advice and we have built &#8230; <a href="http://www.karen-tang.com/ms-s-t-tang/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.karen-tang.com/ms-s-t-tang/</link>
			</item>
	<item>
		<title>Investment Planning</title>
		<description><![CDATA[&#160; 1. Is there a ‘best’ time to invest? &#160; The best time to invest is when there are opportunities to buy good assets at a reasonable price. The earlier the better because all investments need time to grow exponentially.  &#8230; <a href="http://www.karen-tang.com/investment-planning/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.karen-tang.com/investment-planning/</link>
			</item>
	<item>
		<title>Professionalism</title>
		<description><![CDATA[1. Why engage a financial planner that is CFP qualified? &#160; A CERTIFIED FINANCIAL PLANNER™ professional or a CFP® practitioner is a financial professional who meets the requirements established by the Certified Financial Planner Board of Standards, Inc. This board &#8230; <a href="http://www.karen-tang.com/professionalism/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.karen-tang.com/professionalism/</link>
			</item>
	<item>
		<title>Insurance</title>
		<description><![CDATA[&#160; 1. What is risk management? &#160; For individuals with family and particularly sole bread winners, their family depends on them to provide for their essential needs. Any unforeseen event e.g. a major illness, death, disability could have huge financial &#8230; <a href="http://www.karen-tang.com/insurance/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.karen-tang.com/insurance/</link>
			</item>
	<item>
		<title>Fees and Charges</title>
		<description><![CDATA[  1. Why do we charge fee for advice? We are financial planning professionals. Just as the client’s time is valuable, our time and planning effort spent on meetings and developing financial strategies can be substantial (ranging from 10 to &#8230; <a href="http://www.karen-tang.com/fees-and-charges/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.karen-tang.com/fees-and-charges/</link>
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