http://www.karen-tang.com Your Personal Wealth Consultant Thu, 05 Nov 2009 08:47:34 +0000 http://backend.userland.com/rss092 en I've been getting many blank looks when I asked my clients and friends if they know what Eldershield is and how it can benefit them.  This is understandably so especially for individuals who are below 40 years old.   For those people who have received letters from Great Eastern or NTUC ... http://www.karen-tang.com/2009/05/what-is-eldershield/ A lesson from the US financial crisis: The stock market is no place for money you need in the next 5 years. We all need emotional intelligence to keep rationale till the markets pick up again. It's easier said than done. And this is precisely where we as independent advisors come ... http://www.karen-tang.com/2009/03/business-times-march-4-2009-to-hold-on-or-to-give-in-to-panic-selling/ Man is a magnet, and every line and dot and detail of his experiences come by his own attraction. Elizabeth Towne http://www.karen-tang.com/2009/03/youre-what-you-attract/ There are two main stages to owning a winning fund portfolio:  Portfolio Construction What are the 3 attributes of a winning portfolio? Unit Trusts - Why are they recommended, and for whom? Why is it important to have a diversified portfolio? Should the investor hold cash?  How much? How to determine the risk / return of ... http://www.karen-tang.com/2009/03/the-edge-malaysia-interview-building-a-winning-portfolio/ The best time to plant a tree is 20 years ago. The second best time is today. Chinese proverb http://www.karen-tang.com/2009/03/when-is-the-best-time/ What are your expectations for the year 2009? Will it be a bullish or bearish year? People I spoke to have little or no expectations at all. Some are cautious, and a fair number are leaning towards the bearish side. So, what does 2009 hold for us? According to Wong Siu Jau, ... http://www.karen-tang.com/2009/02/are-there-investment-opportunities-in-2009/ Executive Money Published January 14, 2009 Nomura sees 25% rise in global stocks (NEW YORK) Global stocks will gain 25 per cent this year as government measures revive the economy and investors move from cash into equities, according to Nomura Holdings Inc. 'The scale of the planned stimulus ought to be large enough ... http://www.karen-tang.com/2009/01/business-times-14-jan-09-nomura-sees-25-rise-in-global-stocks/ Simple yet powerful words.  Something to ponder about ...... "Change the changeable, accept the unchangeable, and remove yourself from the unacceptable." Denis Waitley http://www.karen-tang.com/2009/01/we-cannot-accept-the-unacceptable/ My dear readers, Some light is finally shining from amongst the dark clouds! Business Times reported positive news about the direction of Asian stocks.  Low valuations make attractive buys. But as always, do exercise caution with your investments.  We still want to have adequate diversification in our portfolios. Business Times - 07 Jan ... http://www.karen-tang.com/2009/01/bt-7-jan-2009-asian-stocks-may-soar-43-this-year/ I am inspired by what my friend, Vikram, has shared in his blog.  He's the co-founder and wellness coach of Metro Nirvana, a holistic wellness company based in Mumbai.  We met while learning Iyengar Yoga at the Iyengar Institute in Mumbai 5 years ago. Here's his take on wellness in the ... http://www.karen-tang.com/2009/01/make-wellness-your-new-year-resolution/