August 28th, 2008
75% of Singaporeans Underinsured
by Karen
Research has shown that Singaporeans are generally under-insured, although many realise the importance of having sufficient coverage against death, disability and critical illnesses. Without adequate insurance, you and your family may suffer financially when a breadwinner of the family dies prematurely or contracts a critical illness. (more…)
July 29th, 2008
Term Life vs Traditional Whole Life
by Karen
When buying insurance, many people often go for traditional whole life plans only. I’ve come across clients who have as many as 4 whole life plans and still undercovered! This, to me, is rather ridiculous. In planning, I will recommend only 1 whole life and the rest of the protection is taken care of by term plans including Disability Income plan and a comprehensive medical plan.
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